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In computer news this week  06/07/2008

 

There’s many things you can do to prevent falling for an email scam, also known as Phishing

 

Probably the best thing you can do is be aware of the problem, and know that your Bank, credit card companies, nor the IRS are going to send you unsolicited letters asking for your financial information and access codes. If you didn’t ask for it, you shouldn’t respond to it.

 

There are many sites on the Web that tell you about Phishing scams. Usually your own bank or financial institution has one.

 

For example, US Bank offers a really good Phishing information page:

US Bank Email Fraud Information and Help

 

 


and in the case of the  IRS Economic Stimulus Phishing scam I talked about last week – the IRS has a good Phishing information site: IRS Phishing Information

 

 

And there are many Phishing information websites, like http://www.antiphishing.org/

 

But primarily  you  need to treat any unsolicited email about your financial information with high suspicion.

 

The next thing is to use a browser than can detect scams, and the current versions of both  Internet Explorer 7 and Firefox are supposed to detect bogus sites, but they’re not bullet proof.

 

I’ve done several shows about how the web is a big candy store, and anything you can see – graphics or complete web pages – you can get. That’s how Phishers and Hackers are able to make perfect copies of your bank’s web pages – they just copy them off the internet and put them on their own bogus sites.

 

Here’s a couple more safety rules - Look up and Look Down !

 

If you do click on a link in a suspicious email which says it’s taking you to a website – look up in the Location Window of your browser – that’s the window at the top of your screen that shows you where you are on the Web. It should always show the name of the website.

 

 

Look up - By looking up I mean look up at the Location Bar window  in your browser that shows the website you’re at:

 

The real IRS website shows this in the browser Location Bar  Window:

 

 

The fake IRS website showed a string of numbers – and then the IRS website name:

 

 

The numbers you see first are actually the IP address of the bogus site, which in this case is also forged.

 

If you see numbers when you go to a website – this is a warning sign to stay away!

 

 


Then Look Up and Down – On a supposedly secure site for financial transactions -  The location bar should start with https – meaning secure – and then should show the name of the company you’re dealing with, in this case Elderly Instruments.

 

 

 


Then look down to the right corner of your browser window and you should see a security certificate verifying it is a secure site.

You can click on the padlock Secure Site icon  in the right corner of the screen and read the security certificate – it should be registered to the website with current date.

 

 

But if at this point your anxiety is up and your ears are laid back – because you didn’t initiate this email transaction – click off the site  and have the peace of mind that you dodged another cyberspace phishing bullet.

 

 

 

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This is Frank Delaney

(C) 2008 MTA Micro Technology Associates

http://www.mtamicro.com/kpbx.html

PO Box 31522  Spokane, Wa 99223-1522

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